Changing Retirement Expectations

Over the past several years, many Americans have begun to question their ability to prepare for a financially secure retirement.  This awareness now begs the question, how will pre-retirees adjust their retirement expectations to match their economic realities?

The Retirement Confidence Survey (RCS) is the longest-running annual retirement survey of its kind in the United States.  It . . . → Read More: Changing Retirement Expectations

Tool Examiner: Retirement Vision

There is a lot of truth to the old saying “if you don’t know where you are going, any road will take you there.”  Therefore, it is important for you to encourage your clients to envision and articulate the various elements they want to include in their unique version of “retirement.”

Research has shown that “degree of . . . → Read More: Tool Examiner: Retirement Vision

Evaluating Financial Responsibilities Across Generations

A growing number of individuals and couples are entering the ranks of the Sandwich Generation.  What they have in common is that they are caught in the middle between the competing needs and wants of their dependent children and aging parents.  In addition, they also need to consider and prepare for their own retirement years and . . . → Read More: Evaluating Financial Responsibilities Across Generations

Life Planning vs. Retirement Planning

In the past, the transition to retirement has been viewed solely as an economic event. As a result, the focus of retirement planning has always been on building a nest egg.

In The Late-Start Investor, author John Wasik recommends discarding this obsolete view in favor of a “flexible life plan that provides for financial, vocational, physical, emotional, . . . → Read More: Life Planning vs. Retirement Planning